Farmers Wallet Farm
Ecology Products

Buyers
Money
Savings
Lender
Loan
Merchant
Seeds and Fertilizers
Or other inputs
Farmer

The agricultural sector
for the agricultural sector providing a business account for farmers, which they can use to save, buy, pay and earn rewards.
FarmersWallet allows farmers to make real-time payments at the point-of-purchase of crops. FarmerWallets ease out the money collection, transfer and payment processes to fellow Farmers, Co-operations, Businesses and any cross border cross currency transactions. In addition, they enable suppliers and can accept better offers , enabling better discounts and cost benefits.
3 Steps and you are on your way
Open an Account
Know Your Customer
KYC security uniquely linked to you and your business only
Make a deposit
Deposit Transfer
electronically or through cash deposits
Start Using Wallet
Enjoy using your farmers wallet
Deposits, Payments, Loans, Escrow and Savings
FarmersWallet Made Easy
Farmers can open an FarmersWallet account for free. When farmers earn revenue through sales, they can choose to be paid in money through eMergeBank or leave it as e-money in their wallet. E-money are then earmarked for purchasing input supplies from merchants that have been vetted, comparable with our system. E-money can be used to purchase inputs for the next cropping season.


As part of an 'ecosystem' with earmarked credit, FarmersWallet helps farmers to save and in turn enables them to access short term loans through eMergeBank - without the conventional stack of paperwork. This kind of credit ecosystem is comparable to an e-money system, combined with a savings element. Currently 35% of the farmers who use the wallet, save.

The FarmersWallet, arms farmers with the right tools to ensure that they are geared up to meet the challenges of the ever-evolving mobile wallet landscape.
By reducing the cost and risk of financing and strengthening the value chain, FarmersWallet's digital supply chain model is expected to generate positive returns for its customers.
Buyers play a kay role in the FarmersWallet's supply chain finance business mode. By signing up farmers they regularly procure from, buyers are a natural customer acquisition channel and help to reduce information asymmetries for the FarmersWallet, which reduces the risk and cost of financing the value chain. Buyers also have strong incentive to encourage farmers to sign up for the FarmersWallet since farmers who are actively using Farmers Wallet to purchase inputs are more productive and sustainable.
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